The New Standard in Payments

The smarter way to get paid
by global customers

Accept stablecoin payments from customers anywhere in the world. Instant settlement. Very low fees. Right into your account.

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No crypto knowledge needed

Zero volatility risk

Works alongside your existing POS

Problem

Millions are ready to pay with stablecoins.

But businesses can't accept them.

Merchants still rely on traditional systems and middlemen, losing a large portion of every sale.

$33T+
Annual stablecoin volume
$1.5B+
Monthly crypto card spend
This is where Cray Comes in

Powering everyday stablecoin payments.

Customers pay in digital dollars. You receive local currency. Cray handles everything in between.

Lower Fees

Cut transaction fees by up to 40% with our direct peer-to-peer architecture.

Instant Money

Get funds in your account within seconds. No more T+3 delays.

Global Reach

Accept payments from 180+ countries. One integration, every market.

Easy Setup

No new hardware. Works alongside your existing POS.

Stable Value.

No volatile assets. Built on stablecoins like USDC and USDT.

Easy Payout

Withdraw to local currency anytime.

How it works

Cray bridges the gap between traditional commerce and the digital asset economy. Accept stablecoins and receive local currency instantly.

Step 01

Sign up to Cray

Create your Cray merchant account in minutes. No blockchain knowledge required. We handle all the technical setup for you.

Cray merchant account signup screen
Merchant entering a payment amount on a point-of-sale screen
Step 02

Start accepting payments

Enter the transaction amount on the Cray app and generate a QR code. Your store is now ready for the future of finance.

Step 03

Customer scans and pays

Customers scan the QR code, review the amount, and pay in USDT, USDC, or supported stablecoins from their wallet.

Customer scanning a QR code to pay with stablecoins
Stablecoin payment settlement moving instantly to a merchant account
Step 04

Get paid instantly

Funds arrive immediately in your Cray account. Withdraw to your bank in your local currency anytime with zero delay.

Secure payment infrastructure for non-custodial stablecoin settlement

Secure Payments, Direct Settlement

  • Non custodial by design

    Funds move directly to the merchant account without middleman controlling the money in between.

  • Transparent payments

    Every payment is traceable and auditable with clear on-chain settlement records.

  • Fast, local settlement

    Instant stablecoin settlement, with bank withdrawals whenever you need.

Built for modern businesses.

Restaurants

Fast payments from local and global customers.

Restaurant counter accepting stablecoin payments with Cray

Ecommerce

Borderless checkout for worldwide buyers.

Ecommerce checkout for global stablecoin payments

Travel

Accept payments from travellers, anywhere.

Travel business accepting payments from international customers

Retail

Streamline payments across stores and online.

Retail store using Cray for crypto payments

Services

Get paid faster for your digital and professional services.

Professional services team receiving stablecoin payments

Ready to get paid smarter?

Start accepting payments from global customers in minutes.

Get in Touch

Frequently Asked Questions

Payment stablecoins are digital currencies pegged 1:1 to real-world currencies like the US Dollar or Euro. Unlike cryptocurrencies (bitcoin, ethereum, etc.), stablecoins maintain a stable value, enabling instant, low-cost global payments for businesses and consumers.
Popular stablecoins include USDT, USDC, EURC, DAI, PYUSD, FDUSD among others. Emerging non-USD stablecoins include XSGD, CADC, JPYC, etc.
Businesses can start accepting stablecoin payments with the Cray app in minutes. We handle all the blockchain complexity, making it as simple as every other transaction. Here's how it works:
  1. 1. Simple create an account
  2. 2. Enter the amount on the app and generate QR code
  3. 3. The customer scans the QR code and approves payment
  4. 4. You receive the money directly in your wallet in seconds. Withdraw to your bank account anytime
To receive crypto payments, businesses need a wallet. With Cray, we help you set up your non-custodial wallet in minutes without having to deal with blockchain complexity, private keys, or seed phrases.
Once set up, just enter the amount, generate a QR code, and customers pay instantly. You receive the money in your wallet within seconds with the option to withdraw to your bank account anytime. No need to worry about chains, bridges, or token compatibility.
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