The smarter way to get paid
by global customers
Accept stablecoin payments from customers anywhere in the world. Instant settlement. Very low fees. Right into your account.
No crypto knowledge needed
Zero volatility risk
Works alongside your existing POS
Millions are ready to pay with stablecoins.
But businesses can't accept them.
Merchants still rely on traditional systems and middlemen, losing a large portion of every sale.
Powering everyday stablecoin payments.
Customers pay in digital dollars. You receive local currency. Cray handles everything in between.
Lower Fees
Cut transaction fees by up to 40% with our direct peer-to-peer architecture.
Instant Money
Get funds in your account within seconds. No more T+3 delays.
Global Reach
Accept payments from 180+ countries. One integration, every market.
Easy Setup
No new hardware. Works alongside your existing POS.
Stable Value.
No volatile assets. Built on stablecoins like USDC and USDT.
Easy Payout
Withdraw to local currency anytime.
How it works
Cray bridges the gap between traditional commerce and the digital asset economy. Accept stablecoins and receive local currency instantly.
Sign up to Cray
Create your Cray merchant account in minutes. No blockchain knowledge required. We handle all the technical setup for you.


Start accepting payments
Enter the transaction amount on the Cray app and generate a QR code. Your store is now ready for the future of finance.
Customer scans and pays
Customers scan the QR code, review the amount, and pay in USDT, USDC, or supported stablecoins from their wallet.


Get paid instantly
Funds arrive immediately in your Cray account. Withdraw to your bank in your local currency anytime with zero delay.

Secure Payments, Direct Settlement
- Non custodial by design
Funds move directly to the merchant account without middleman controlling the money in between.
- Transparent payments
Every payment is traceable and auditable with clear on-chain settlement records.
- Fast, local settlement
Instant stablecoin settlement, with bank withdrawals whenever you need.
Built for modern businesses.
Restaurants
Fast payments from local and global customers.

Ecommerce
Borderless checkout for worldwide buyers.

Travel
Accept payments from travellers, anywhere.

Retail
Streamline payments across stores and online.

Services
Get paid faster for your digital and professional services.
